It's only the money that I put on my debit card that is real. The money in my checking account is what I have to budget from, subtract from and monitor. The green stuff in my wallet is more like a coupon.
At least that was the realization I came to this evening.
It all began as an innocent shopping excursion to CVS. My coupons were stacked on top of great sales and deals and more coupons. I saved at least twenty-three dollars with coupons.
Then I handed over my cash. When I saw the final total I thought, "Sweet! All this for only twelve bucks!"
Apparently, the twenty was just another coupon.